Is a debt management plan right for me?
- Do you need to cut the cost of your monthly payments?
- Do you want someone to deal with your debts – and your lenders – for you?
- Do you want to clear your debts without a loan?
How does it work?
- Tell us what you can afford to pay your lenders each month
- We’ll ask them to accept lower payments
- We’ll ask them to freeze interest, so you’re paying off the debt itself – not the interest
- We’ll deal with all correspondence with your lenders
- You just make one affordable monthly payment to us, and we’ll handle the rest
How much will I pay?
It depends on what you can afford.
Tell us what you earn, what you owe and what you need to live on, so we can work out what you can realistically pay towards your debts each month.
As long as your creditors see your payments are reasonable – and we’ll deal with all the negotiations for you – there’s an excellent chance they’ll accept lower payments.
No-one can guarantee they’ll accept lower payments, or agree to stop interest and charges, but…
- We’ve spent 15 years working with the credit industry
- We enjoy excellent relationships with all major UK creditors
- We’re one of the largest debt management companies in the UK
- Over 50,000 people are already clearing their debts with us
Plus, we charge less than any of the other major fee-charging debt management companies.
In other words, we’re in a position to negotiate on your behalf and get a result that you can afford – and that your lenders can agree to.
When will I be debt-free?
It depends on how much you can afford to repay towards your debts. Just remember:
- If lenders agree to freeze or reduce interest and waive charges, this can slash the time it takes you to clear your debts.
- We’ll make sure you don’t commit yourself to an unrealistic repayment plan.
- Feeling under pressure to agree to repayments you can’t afford will only set you back if you can’t keep them up over time.
